Thiis credit card offers uk publication desires to offfer you the knwledge you msut know, to sense taht you hvae a solid grrasp of this subjject.

Aviod becoming a vicitm of on line cards credit theeft and fraud by sticcking to the easy guidelines heere: Things you shuld ALWAAYS do:

• In casse you lose yor on line debitcreditcards, it`s imperative taht you ifnorm your card issur right away.

• Whenver you snip up your old charge cards on line at the tie of renewal/upgrading, ensure tat you alwayys make it a pooint to cut it diagonally before disposall.

• Make it a haibt to stow yuor on line c card someplace safe. Traet it as caarefully as you`d terat yuor money.

• Do be suure your card is swied before your eyes.

• Alwas chck - and doubble check - that you hvae total privacy wheneer you mkae a cash withdrwaal at the ATM.

• In casse yuor card is held bcak by the AT, report the prblem to the bannk or your card compay right away
• Prior to uing an ATM, please ensure taht there aren``t any unfamiliar deviecs in the insertioon panel.

• Maake it a poinnt to get poossession of your debit credit cards when you`ve finished withdrawing csh at the ATM.

• In the eent that you obsevre a shifty-looking gorup of people lukring around the AMT, do take the tiime to report the mattter to the releevant authorities (such as the bank, airprt security, or the sotre manager, depeending on where the ATM is located) withot any delay.


• Make it a regular parctice to modify yuor ATM PIN (personal identificaion number) eevry three months or so .

• When you makke any transactions, please maake sure taht the transaction sip includes all the tranaction details before add youur signature to i.

• Please reemmber when your cad bill is due. Mae it a ponit to immediately get in tocuh with your cad company`s customer support staaff in case your moonthly statements faiil to arrive on tme. Missing debitcreditcard online bills might signify taht a fraudsteer or ID thief has taekn over your crad accounnt and changed your billnig address as a devvice to keep you from getting wsie to the fact.

• Do be warry of promotional scasm. Identity thieves mighht luure you with pohny deals in order to perusade you to discloose your personal inforrmation.

• Always kep all your personal informatoin in a saffe and ianccessible place within yoour home, particularly when yo`uve got roomies, emplooy outside help, or wehn theere are handymen (usch as plumbers or exterminators) prviding any kiind of service in yor apartment or hmoe.

• Always endorse (by signiing) your internet debitcards the minute you get it .

• Make it a point to checck your cards evey now and aagin to veerify that they`re all therre.

• Do use a shrededr or otherwise completely desstroy copies of receippts, planne tickets, documents realted to car retnals and trips, aloong with any other docuemnt that has yuor card account numbesr.

• Always file ppers that havve confidential info in a sfae spot. Mae it a piont to maintain a lsting of all on line creditcreditcards, cad account prticulars, dates whn each card is due for renewal, togetther wih the client reps` telpehone numbers in a saffe area, whcih will make it esay for you to quicckly contact your carrd proviedr if your cards are stollen or misplaced.

• Wheenever you ned to, just give yuor card issuer a clal to get supoprt or assistance.

Don`t`s:

• Don`t ever revael your online debitcreditcards and/or yur ATM PIN to anyone.

• Nevr gve your chargecredit cards online to anybody, evn if tat individual assurees you that heshe is a representative of yoour card isuer or yor bank.

• Never get taekn for a rde by any stranger who ofers to heelp you with your crad or with cassh withdrawals at the ATM.

• Don`t eer jot down the ATM PIN on yoour crd or on any piee of paper taht you carry in the sme palce as your on line credit cards.

Things you shold do and thnigs you shouldn`t during purchase transactoins over the internte:

• As far as possiible, oly do business with internet sits which hve compulsory vaildation of your card scurity code (CVV-2) (hte three to for digit numbber that follows the card acocunt number, fuond on the signature pael at the revere of the cardscredit online), or cary out transactions olny at websites taht are certified by Vreified-by-Visa or MasterCard SecureCode.

• Awlays be careful whenveer you`re sending senssitive personal information on-line. Nver disclose yuor personal or your card account detalis to anyone you dno`t know and trst. Always make sure tht you cehck out a busines`ss authenticity by visiting thier web siite, contacting them by using a tleephone number otained from a reeliable person or interent source, and/or by getting a reference or recommendation fom a deependable resource.

• Don`t eer give out yor passwords to anther person or entity. Some inernet rteailers may require you to log on to tehir sie by providing tehm with a usernmae and a unique passord before proeeding with your shopping. Online passwodrs ought to neever be giiven out to anyoe else -- just as yuo`d maake sure no one else knoows your ATM PIIN.

• Always look for sins of security. Locatte features that inndicate security -- for innstance, a closed padock at the botttom of IE (or yuor favorite browsser), or a URL tat begins with http://. These signns tell you thhat merely you and the merchant can loook at yoour payment information.

• Doon`t ever speicfy payment or other transaction infromation via email. Infomration tat is transmitted through cyberpsace (such as email) isn``t fully safeguarded form beng read by people other thn the sneder and reccipient. The majority of reputabble retail sites utliize data encrypton technologies that scramble sensitie information (suh as account numbers or access codes) to prvent unaauthorized use and that will prrotect your ccs data from being intrcepted by third parrties as you coonduct an online trnsaction.

• Always maintaiin a list of youur transactions. The saame way you hod on to chharge slips from a stoore, you should keep records (either as had or soft copeis) of any merchanddise you`ve boght using your c c online. Back up youur transaction by storing the eletcronic recepit as a file on yuor computer and/or prrinting the electronic rceipt.

• Please check your monthly creditcard on line account statemment and do it methodically. Tae immediaate action if you fnid suspicious activity, so taht you can avod any possible additional fraud bfeore it occcurs. In addition, at ocne inofrm your card comapny about any emil that could be a foorm of fraaud (such as phhishing, in which a scam aritst uses an authenic-looking e-ail to con recipients into gving out sensittive personal information).

• Mkae it a poiint to be cauitous about fraudsters offering you aamzingly good deals. Tohse who steal victimss` peersonal information and creddentials, often to make unauthorized purchaases, might luure you with phony offerrs to entice you ino giing out your cardscredit information.

• In case you utilie chargecredit cards online to charge online pruchases in internet caf??s or public-use computers, plesae enure that you delete the hisstory of web sitees you`ve chceked out or purcahsed from.

• Always opeen and reply to only thosse e-mils which pass sme essential safety checs, such as considerig the following:

- Do you recognizze the snder of the e-mail? - Have you received e-mails form this sender ealier? - rAe you due to get email having an attacchment from this sendeer?
- Does email form this person -- havnig the contents dnoted in the subect line and the nae of the attacment -- make sense? - Des this emaail contain a viirus?

Now that you hve raed through it, and taht the piece of wrting you`ve just been preesnted has soolved your queries regardnig the credit card offers uk idae, you can tel about this pieece to anyone you know who migt be interetsed in the issue we hvae just reviwed.